Chapter 13 is Bankruptcy intended for an individual or family with a regular income. Chapter 13 allows you to keep all of your property, and to set up an affordable payment plan with the Bankruptcy Trustee. The payment plan is typically 3-5 years. At the end of the payment plan, most debts are considered paid in full.

Chapter 13 Bankruptcy is the only kind of Bankruptcy that will stop a foreclosure or repossession. If you are facing a foreclosure or repossession, please call our office immediately.